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OH-Life-Agent-Series-11-44 Exam Dumps : OHIO Life Insurance Agent Series 11-44

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

Question 1

Reinsurers are a specialized branch of the insurance industry because they:

Options:

A.

Provide insurance to otherwise uninsurable individuals

B.

Provide alternative means

C.

Insure insurers

D.

Keep premiums low

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Question 2

Which of the following is an example of risk sharing?

Options:

A.

Purchasing an insurance policy to cover liability exposures

B.

Installing a sprinkler system in a high-rise building

C.

Pooling money to cover malpractice exposures

D.

Choosing not to purchase a car

Question 3

If the annuitant dies before the payout start date, the interest earned is:

Options:

A.

Taxable

B.

Non-taxable

C.

Never taxed

D.

Taxed if the beneficiary is a spouse