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Insurance Licensing Life-Producer Exam With Confidence Using Practice Dumps

Exam Code:
Life-Producer
Exam Name:
Maryland Life Producer Exam (Series 20-27)
Certification:
Questions:
90
Last Updated:
Jul 31, 2025
Exam Status:
Stable
Insurance Licensing Life-Producer

Life-Producer: Maryland Insurance Exam 2025 Study Guide Pdf and Test Engine

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Maryland Life Producer Exam (Series 20-27) Questions and Answers

Question 1

Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?

Options:

A.

Cost recovery

B.

Period certain

C.

Cash refund

D.

Installment refund

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Question 2

How does the payment of an accelerated benefit affect a life insurance policy?

Options:

A.

It increases the cash value.

B.

It increases the policy premium.

C.

It decreases the grace period.

D.

It decreases the death benefit.

Question 3

In the event of a death claim under a life insurance policy, what happens to the amount of any existing policy loan?

Options:

A.

It is deducted from the face amount of the policy together with any interest due.

B.

The beneficiary has an obligation to pay the amount to the insurance company.

C.

It represents a primary claim against the estate of the insured.

D.

It is canceled, and the beneficiary receives the face amount of the policy.