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Insurance Licensing OH-Life-Agent-Series-11-44 Exam With Confidence Using Practice Dumps

Exam Code:
OH-Life-Agent-Series-11-44
Exam Name:
OHIO Life Insurance Agent Series 11-44
Certification:
OHIO Life Insurance
Vendor:
Insurance Licensing
Questions:
188
Last Updated:
Jul 12, 2026
Exam Status:
Stable
Insurance Licensing OH-Life-Agent-Series-11-44

OH-Life-Agent-Series-11-44: OHIO Life Insurance Exam 2025 Study Guide Pdf and Test Engine

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

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Question 1

Which of the following statements is TRUE regarding a waiver of premium rider?

Options:

A.

There will be no change in the policy other than the insured no longer has to pay the premiums on the policy.

B.

The policy's cash value will continue to grow, but at a slower rate because the insured is no longer paying premiums.

C.

The death benefit will be reduced by the amount of the unpaid premiums.

D.

The insured will automatically become eligible for accelerated death benefits.

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Question 2

The Group Life underwriting risk selection process helps protect insurers from:

Options:

A.

Risk selection

B.

Medical underwriting

C.

Adverse selection

D.

Risk underwriting

Question 3

Without written consent, a policyowner CANNOT change the beneficiary if he has named:

Options:

A.

A contingent beneficiary

B.

A revocable beneficiary

C.

A permanent beneficiary

D.

An irrevocable beneficiary

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