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Insurance Licensing Accident-and-Health-or-Sickness-Producer Exam With Confidence Using Practice Dumps

Exam Code:
Accident-and-Health-or-Sickness-Producer
Exam Name:
MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Certification:
Maryland Insurance
Vendor:
Insurance Licensing
Questions:
90
Last Updated:
Feb 6, 2026
Exam Status:
Stable
Insurance Licensing Accident-and-Health-or-Sickness-Producer

Accident-and-Health-or-Sickness-Producer: Maryland Insurance Exam 2025 Study Guide Pdf and Test Engine

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MarylandAccident and Health or Sickness Producer Series 20-24 Exam Questions and Answers

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Question 1

All of the following are examples of unfair claims settlement practices EXCEPT:

Options:

A.

Failing to promptly provide a reason for a claim denial

B.

Refusing arbitrarily and unreasonably to pay claims

C.

Denying unsubstantiated claims on a timely basis

D.

Misrepresenting pertinent facts of coverage

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Question 2

An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

Options:

A.

Can refuse to pay the claim because coverage has been terminated

B.

Can refuse to pay the claim under the pre-existing conditions exclusion

C.

Must pay the claim upon receipt of the proof of loss

D.

Must pay the claim within one year of termination of coverage

Question 3

Medical expense insurance typically EXCLUDES coverage for:

Options:

A.

Hospital care extending past 30 days

B.

Expenses incurred for primarily cosmetic surgery

C.

Maternity care benefits

D.

Hospital laboratory tests

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