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Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Exam With Confidence Using Practice Dumps

Exam Code:
Virginia-Life-Annuities-and-Health-Insurance
Exam Name:
Virginia Life, Annuities, and Health Insurance Examination Series 11-01
Questions:
150
Last Updated:
Jul 19, 2025
Exam Status:
Stable
Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance

Virginia-Life-Annuities-and-Health-Insurance: Virginia Insurance License Exam 2025 Study Guide Pdf and Test Engine

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Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Questions and Answers

Question 1

What type of insurance pays a lump sum benefit if an insured loses sight in both eyes?

Options:

A.

Hospital expense

B.

Accidental death and dismemberment

C.

Major medical

D.

Medical expense

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Question 2

What is the effect on a life insurance policy if the insured fails to repay the full value of loans taken against the policy?

Options:

A.

The premium is increased.

B.

Dividends are suspended.

C.

The death benefit is reduced.

D.

The policy lapses immediately.

Question 3

The reinstatement provision in individual health insurance:

Options:

A.

Reinstates the amount of insurance after payment of a loss

B.

Allows the insured to reinstate the policy after coverage lapses for nonpayment of premium

C.

Allows the insured to change statements made in the application

D.

Requires that all reinstatement applications must be approved by the Bureau of Insurance