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Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Dumps : Oklahoma Life, Accident, and Health or Sickness Producer Exam

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Oklahoma Life, Accident, and Health or Sickness Producer Exam Questions and Answers

Question 1

If Janet purchases a 10-year level term life insurance policy with a face amount of $100,000, which of the following is TRUE?

Options:

A.

The policy will be converted to a whole life policy at the end of the 10-year period.

B.

The face amount will remain constant as the premium increases over the 10-year period.

C.

The face amount will increase as dividends on the policy accumulate over the 10-year period.

D.

The premium and the face amount will remain constant for the 10-year period.

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Question 2

As a form of level premium permanent insurance, ordinary life insurance accumulates a reserve that eventually

Options:

A.

equals the face amount of the policy.

B.

results in a dividend payment to the policyowner.

C.

ceases to earn interest or grow in a positive earnings direction.

D.

requires mandatory cash value distributions.

Question 3

Transacting insurance includes any of the following EXCEPT

Options:

A.

selling insurance.

B.

preliminary negotiations.

C.

delivering insurance contracts.

D.

gathering prospective buyer information.