AICP Exam Dumps : American Institute of Certified Planners Exam

The Federal Housing Administration (FHA), established during the New Deal in 1934, implemented policies that denied mortgage insurance to African-American neighborhoods while supporting white suburban development, a practice known as redlining. The term “redlining” originates from the FHA’s use of maps where minority neighborhoods were outlined in red,marking them as high-risk and ineligible for loans. According to the APA’sAICP Certification Exam Content Outline(2022), under “Fundamental Planning Knowledge,” redlining is identified as a historical planning practice that “systematically denied services to minority communities, contributing to segregation.” TheCPC Study Manual(2024) elaborates that “the FHA’s redlining practices in the 1930s and 1940s entrenched racial segregation by refusing to insure mortgages in African-American areas.” Options B (gentrification), C (displacement), and D (sub-prime lending) are incorrect: gentrification involves neighborhood revitalization often leading to displacement, which is a later phenomenon; displacement is an outcome, not a policy; and sub-prime lending refers to high-risk loans, a more modern practice.

Systems analysis is a method to evaluate complex problems by modeling relationships between actions and outcomes, often using quantitative tools. Option B (useful when problems can be bounded and relationships modeled) accurately describes this approach, as systems analysis requires defining a system’s boundaries and modeling inputs and outputs. The APA’sAICP Certification Exam Content Outline(2022), under “Research and Assessment Methods,” definessystems analysis as “a method for evaluating problems that can be bounded, where relationships between actions and results can be modeled.” Option A (political and social factors) is incorrect, as systems analysis focuses on technical modeling, not social dynamics. Option C (decision trees) describes a specific tool, not the broader method. Option D (organizational limitations) is a secondary concern, not the primary focus. TheCPC Study Manual(2024) states, “Systems analysis is effective for bounded problems where relationships can be modeled mathematically,” supporting option B.

A capital improvements program (CIP) is a multi-year plan used by communities to identify, prioritize, and finance infrastructure needs such as roads, utilities, and public facilities. It aligns infrastructure development with the comprehensive plan and ensures funding is allocated efficiently. The APA’sAICP Certification Exam Content Outline(2022), under “Plan Implementation,” defines a CIP as “a tool to identify infrastructure needs and plan for their financing over a multi-year period.” Option A (annual operating budget) covers day-to-day expenses, not long-term infrastructure. Option B (zero-based budgeting) is a budgeting method that starts from zero each year, not specific to infrastructure. Option C (planning programming budgeting system) is a budgeting approach but not commonly used for infrastructure planning. TheCPC Study Manual(2024) states, “Most communities use a CIP to determine infrastructure needs and plan financing, linking projects to long-term goals,” supporting option D.