312-85 Exam Dumps : Certified Threat Intelligence Analyst (CTIA)

FININT (Financial Intelligence) refers to the collection, processing, and analysis of financial transaction data to identify suspicious or illicit activities such as fraud, money laundering, terrorist financing, or financial crimes.

In this scenario, the analyst is investigating unusual financial transaction patterns, which is exactly the purpose of financial intelligence.

Key Features of FININT:

Focuses on financial data sources, including transaction records, wire transfers, and account statements.

Helps detect illicit financial flows or abnormal transaction behaviors.

Used by banks, financial institutions, and government agencies to identify and prevent financial crimes.

Often shared with intelligence agencies and regulatory bodies to support counter-fraud and anti-money laundering operations.

Why the Other Options Are Incorrect:

A. OSINT:Refers to publicly available information such as websites, news, or social media. It is not specific to financial transaction data.

B. CHIS:Refers to human intelligence sources obtained through personal or covert interaction, not financial data analysis.

C. TECHINT:Refers to intelligence gathered from technical sources such as sensors or electronic systems, not financial records.

Conclusion:

The correct intelligence type used to analyze suspicious financial transactions is FININT (Financial Intelligence).

Final Answer: D. FININT

Explanation Reference (Based on CTIA Study Concepts):

As per CTIA threat intelligence classifications, FININT involves collecting and analyzing financial data to detect and mitigate fraudulent or criminal activities.

A model where all threat data is collected, analyzed, and distributed through a single central hub defines a Centralized Exchange Architecture.

In this architecture:

All participants send their data to a central system.

The central hub processes, correlates, and redistributes intelligence.

It ensures uniform analysis, consistency, and efficient management.

Why the Other Options Are Incorrect:

A. Decentralized: Each participant shares data directly with others without a central hub.

B. Federated: Each organization maintains its own data but participates in shared analysis through agreed protocols.

C. Hybrid: Combines elements of centralized and decentralized systems for flexibility.

Conclusion:

The described setup represents a Centralized Exchange Architecture.

Final Answer: D. Centralized exchange architecture

Explanation Reference (Based on CTIA Study Concepts):

CTIA classifies centralized architectures as systems that collect and distribute threat data through a single authoritative node.

The "known unknowns" stage in cyber-threat intelligence refers to the phase where an analyst has identified threats but the specific details, implications, or full nature of these threats are not yet fully understood. Michael, in this scenario, has obtained information on threats and is in the process of analyzing this information to understand the nature of the threats better. This stage involves analyzing the known data to uncover additional insights and fill in the gaps in understanding, thereby transitioning the "unknowns" into "knowns." This phase is critical in threat intelligence as it helps in developing actionable intelligence by deepening the understanding of the threats faced.