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Insurance Licensing Accident-and-Health-or-Sickness-Producer Exam With Confidence Using Practice Dumps

Exam Code:
Accident-and-Health-or-Sickness-Producer
Exam Name:
MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Certification:
Questions:
90
Last Updated:
Jul 2, 2025
Exam Status:
Stable
Insurance Licensing Accident-and-Health-or-Sickness-Producer

Accident-and-Health-or-Sickness-Producer: Maryland Insurance Exam 2025 Study Guide Pdf and Test Engine

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MarylandAccident and Health or Sickness Producer Series 20-24 Exam Questions and Answers

Question 1

All of the following are basic underwriting actions in accident and health insurance EXCEPT:

Options:

A.

Rejecting applicants

B.

Deleting uniform policy provisions

C.

Issuing standard policies as applied for

D.

Issuing policies with exclusion riders

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Question 2

Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

Options:

A.

Report of a physical examination

B.

Applicant’s family’s consent

C.

Copy of the person’s living will

D.

Power of attorney

Question 3

Reasonable and customary charges for health care are based primarily on:

Options:

A.

Actuarial tables

B.

Insurance industry studies

C.

Average charges within a geographic area

D.

National physician surveys