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Accident-and-Health-or-Sickness-Producer Exam Dumps : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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MarylandAccident and Health or Sickness Producer Series 20-24 Exam Questions and Answers

Question 1

Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

Options:

A.

Report of a physical examination

B.

Applicant’s family’s consent

C.

Copy of the person’s living will

D.

Power of attorney

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Question 2

An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

Options:

A.

Making a misleading statement about the financial condition of an insurer

B.

Using inappropriate description of a policy to hide the true nature of the policy

C.

Making false or misleading statements about dividends previously paid on similar policies

D.

Filing a complaint on behalf of the consumer with the Maryland Insurance Administration

Question 3

A policy of life insurance may NOT be delivered unless the policy has a:

Options:

A.

Legible and brief description of the policy on the first page

B.

Notary seal

C.

Premium coupon book

D.

Financial statement of the life insurance company