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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam With Confidence Using Practice Dumps

Exam Code:
OH-Life-Agent-Series-11-44
Exam Name:
OHIO Life Insurance Agent Series 11-44
Certification:
Questions:
105
Last Updated:
Apr 30, 2025
Exam Status:
Stable
Ohio Department of Insurance OH-Life-Agent-Series-11-44

OH-Life-Agent-Series-11-44: OHIO Life Insurance Exam 2025 Study Guide Pdf and Test Engine

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Related Ohio Department of Insurance Exams

OHIO Life Insurance Agent Series 11-44 Questions and Answers

Question 1

The purpose of insurance Is to

Options:

A.

avoid risk.

B.

reduce risk.

C.

transfer risk.

D.

increase risk.

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Question 2

What law do all Insurers and their agents need to comply with In regards to Information being obtained from a third party concerning the applicant?

Options:

A.

Dodd Frank Act

B.

McCarran-Ferguson Act

C.

Fair Credit Reporting Act

D.

Unauthorized Insurers Service of Process Act

Question 3

Which of the following is TRUE of a payor benefit rider?

Options:

A.

Waives premiums on a Juvenile policy if the policyowner becomes totally disabled or dies.

B.

Pays a monthly income to the policyowner if the insured is totally disabled.

C.

Waives policy premiums if the insured becomes totally disabled.

D.

Increases the value of the policy if the policyowner dies.