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LLQP Exam Dumps : Life License Qualification Program (LLQP)

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Life License Qualification Program (LLQP) Questions and Answers

Question 1

Financial security advisor Juliette meets Pierre during a business meeting. Pierre gives her the name of a prospect, one of his friends. Juliette wants to start by contacting the prospect by email, then plans to follow up with a phone call to set up an appointment. Why should Juliette cease to proceed in this manner with her prospect?

Options:

A.

Canada’s Anti-Spam Legislation prohibits all email solicitation

B.

Juliette has not first contacted the prospect to obtain his consent

C.

Pierre must contact his friend to set up an appointment with Juliette

D.

Juliette must meet Pierre and his friend together

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Question 2

Justin decides to lease the personal vehicle of his friend Simon, who owns a window installation company. They agree on Justin having exclusive use of the vehicle in exchange for some renovations on Simon's house. What type of contract is this?

Options:

A.

A contract of adhesion, synallagmatic, gratuitous, and of successive performance

B.

A contract by mutual agreement, synallagmatic, onerous, and commutative

C.

A contract by mutual agreement, unilateral, onerous, and a consumer contract

D.

A synallagmatic, commutative, onerous, and instantaneous performance contract

Question 3

(Gregory and Vanessa married at an early age and had three children, who are now in their forties: Eve, Rick and Max. When the couple retired five years ago, they purchased a joint life annuity. They also had a will drawn up naming the three children as equal beneficiaries of their estate. The will specifies that Eve will act as executor of the estate.

Last week, Gregory and Vanessa both died in a car accident.

Who could make a death claim as regards the annuity?)

Options:

A.

Eve

B.

Rick and Max

C.

Eve, Rick and Max

D.

No claim can be made