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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam With Confidence Using Practice Dumps

Exam Code:
OH-Life-Agent-Series-11-44
Exam Name:
OHIO Life Insurance Agent Series 11-44
Certification:
OHIO Life Insurance
Vendor:
Ohio Department of Insurance
Questions:
105
Last Updated:
Mar 8, 2026
Exam Status:
Stable
Ohio Department of Insurance OH-Life-Agent-Series-11-44

OH-Life-Agent-Series-11-44: OHIO Life Insurance Exam 2025 Study Guide Pdf and Test Engine

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

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Question 1

Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions will result?

Options:

A.

The insured must pay 50% of the premiums paid to the spouse named as the beneficiary.

B.

The spouse designated as beneficiary will remain an irrevocable beneficiary.

C.

The designation of the spouse as a beneficiary is revoked.

D.

The policy will automatically be terminated.

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Question 2

An insured owns a whole life policy that has accumulated cash value. Which of the following statements is true about the policy's cash value?

Options:

A.

The policy's cash value is viewed as investment growth and therefore subject to taxation for each calendar year

B.

The growth of the policy's cash value is not subject to income tax while the policy is in force

C.

It is subject to fluctuations of the company's overall performance

D.

The cash value is not guaranteed

Question 3

Term life insurance is more appropriate than whole life insurance when the:

Options:

A.

Policyowner wants to borrow against the life insurance policy values.

B.

Policyowner desires an accumulation of cash values.

C.

Maximum protection is needed, but the insured cannot afford premium payments for permanent insurance.

D.

Insured needs low-cost permanent life insurance protection.

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