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Insurance Licensing OH-Life-Agent-Series-11-44 Exam With Confidence Using Practice Dumps

Exam Code:
OH-Life-Agent-Series-11-44
Exam Name:
OHIO Life Insurance Agent Series 11-44
Certification:
OHIO Life Insurance
Vendor:
Insurance Licensing
Questions:
105
Last Updated:
Jul 3, 2025
Exam Status:
Stable
Insurance Licensing OH-Life-Agent-Series-11-44

OH-Life-Agent-Series-11-44: OHIO Life Insurance Exam 2025 Study Guide Pdf and Test Engine

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

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Question 1

If the initial premium does NOT accompany the application, the agent MUST do all of the following at policy delivery EXCEPT

Options:

A.

explain the policy.

B.

collect the premium.

C.

have the applicant re-sign the application.

D.

obtain a statement of continued good health.

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Question 2

Term life insurance is more appropriate than whole life insurance when the:

Options:

A.

Policyowner wants to borrow against the life insurance policy values.

B.

Policyowner desires an accumulation of cash values.

C.

Maximum protection is needed, but the insured cannot afford premium payments for permanent insurance.

D.

Insured needs low-cost permanent life insurance protection.

Question 3

Which statement is generally true regarding the insurance superintendent’s access to an agent’s business records?

Options:

A.

Records can be accessed by court order only

B.

The agent must make the records available upon the superintendent’s request

C.

The superintendent has no access to an agent’s business records because of privacy rights

D.

Authorization must come from the National Association of Insurance Commissioners (NAIC)

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